Renew Your Compulsory Motor Insurance (CMI) Online

1. A copy of the vehicle registration
2. National ID card

You can buy compulsory insurance by filling in your details at https://www.prakantidloh.com/insurance/compulsory-third-party/

For more information, contact Shield Insurance Broker Call Center at 1501 press 2, or chat with us on Facebook, 24 hours a day, or visit any Ngern Tid Lor branch near you.

Yes — when you renew compulsory insurance with Shield Insurance Broker, coverage starts immediately.

You can buy compulsory insurance by filling in your details at https://www.prakantidloh.com/insurance/compulsory-third-party/

For more information, contact Shield Insurance Broker Call Center at 1501 press 2, or chat with us on Facebook, 24 hours a day, or visit any Ngern Tid Lor branch near you.

For motorcycles: The Road Accident Victims Protection Co., Ltd.
For cars: Viriyah Insurance Public Company Limited.

You can buy compulsory insurance by filling in your details at https://www.prakantidloh.com/insurance/compulsory-third-party/

For more information, contact Shield Insurance Broker Call Center at 1501 press 2, or chat with us on Facebook by Ngern Tid Lor, 24 hours a day, or visit any Ngern Tid Lor branch near you.

You will receive the policy immediately after paying for compulsory insurance at the branch, in E-policy form via Email or SMS (choose one).

You can buy compulsory insurance by filling in your details at https://www.prakantidloh.com/insurance/compulsory-third-party/

For more information, contact Shield Insurance Broker Call Center at 1501 press 2, or chat with us on Facebook by Ngern Tid Lor, 24 hours a day, or visit any Ngern Tid Lor branch near you.

You can buy compulsory insurance up to 90 days before its expiry date by informing the branch staff of the desired coverage start date.

You can buy compulsory insurance by filling in your details at https://www.prakantidloh.com/insurance/compulsory-third-party/

For more information, contact Shield Insurance Broker Call Center at 1501 press 2, or chat with us on Facebook by Ngern Tid Lor, 24 hours a day, or visit any Ngern Tid Lor branch near you.

1. Compulsory insurance (Road Accident Victims Protection Act) : the mandatory insurance that every vehicle registered with the Department of Land Transport must have. It covers medical expenses in case of injury or death.
2. Car tax / motorcycle tax : the annual fee vehicle owners must pay to the Department of Land Transport. To renew vehicle tax, the compulsory insurance (which is mandatory) must already be paid.
3. Tax disc (round tax sticker) : the disc issued by the Department of Land Transport to vehicles that have paid their annual tax, displayed on the vehicle to show the tax has been paid. If you lose your tax disc, don’t worry — read more here: what to do if you lose your tax disc.
4. Initial damages : the amount that road accident victims receive immediately after an accident under compulsory insurance, without waiting to prove who is right or wrong. It covers medical expenses and funeral costs in case of death, with the following limits per case:
   – Medical expenses for injury: up to 30,000 baht
   – Death, loss of organs, or permanent disability: 35,000 baht
5. Compensation (in addition to initial damages) : the coverage compulsory insurance pays after proving the driver is not at fault, with the following limits:
   • Medical expenses for injury: up to 80,000 baht
   • Death, loss of organs, or permanent disability: up to 300,000 baht
   • Daily compensation: 200 baht per day, up to 20 days (if hospitalised)
6. Central insurance company : the intermediary company that pays out compensation as required by compulsory insurance to drivers who suffer road accidents. To request advance payment, the following documents are required:
   • Police report
   • Medical certificate
   • Medical receipts
   • A copy of the victim’s national ID card, or death certificate in case of death
   • A copy of the heir/beneficiary’s national ID card

And for anyone whose compulsory car insurance is about to expire, Shield Insurance Broker offers online compulsory insurance renewal for all vehicle types — motorcycle, sedan / 4-door pickup, 2-door pickup truck, or passenger vehicles with more than 7 seats — convenient, fast, and with no added service fees.

Compulsory insurance coverage (per person) is as follows:

Coverage paid without needing to prove fault:

1. Medical expenses (as actually incurred), up to 30,000 baht
2. Loss of organs or disability: 35,000 baht
3. Death: 35,000 baht

Coverage when the driver is proven to be not at fault:

1. Medical expenses (as actually incurred), up to 80,000 baht
2. Loss of organs or disability: 200,000–500,000 baht
3. Death: 500,000 baht
4. Daily compensation (inpatient): 200 baht per day (up to 20 days)

For more information, contact Shield Insurance Broker Call Center at 1501 press 3, or chat with us on Facebook by Ngern Tid Lor, 24 hours a day, or visit any Ngern Tid Lor branch near you.