Motorcycle Insurance — Ride with Confidence

Viriyah Insurance

Motorcycle theft insurance

Underwriting conditions

1. Insured: owner/possessor as shown in the registration book.
2. Covers registered motorcycles per master list, 50–600 cc.
3. Vehicle age 1–10 years from first registration year.
4. Sum insured per coverage table (First Loss); 100% payout as stated in the policy schedule.
5. One policy per motorcycle.

Important exclusions

This insurance does not cover loss or damage directly or indirectly caused by or resulting from:

1. Embezzlement, pledging the vehicle, illegal use (e.g. robbery, drugs, racing), etc.
2. Use outside the coverage territory (outside Thailand).
3. Fraud or wilful or grossly negligent acts by the insured, employees, family, or cohabitants to benefit from the policy.
4. Nuclear weapons, ionizing radiation, and related nuclear risks as described in the policy wording.

Important exclusions (continued)

5. War, invasion, hostile acts, civil war, rebellion, revolution, coup, martial law, riots, terrorism, sabotage, strikes, civil commotion, and similar perils.
6. Using the motorcycle for racing.

Chubb Samaggi Insurance

Voluntary motorcycle insurance

Underwriting conditions

1. Premium excludes compulsory motor insurance (CMI); rate is net of all discounts.
2. Vehicle type and seats: 2.1 Personal use, max 2 seats (code 610), not for hire. 2.2 Over 250 cc — this rate does not apply.
3. Vehicle age not over 25 years; vehicle value must meet minimum sum insured per coverage table (items 2.1 and 2.3).

Important exclusions

Commercial use (e.g. food delivery riders): while on duty, damage to the insured vehicle is not covered; third-party liability may still apply subject to a 2,000 baht deductible per voluntary policy conditions.

Notes

• Motorcycle Theft Insurance is insured by Viriyah Insurance Public Company Limited.
• Voluntary Motorcycle Insurance (Type 2+ and Type 3) is insured by Chubb Samaggi Insurance Public Company Limited.
• Coverage is subject to each insurer’s terms and conditions. Buyers should carefully review the coverage details and policy conditions before making any decision