Type 3+ car insurance covers both third parties and your own vehicle, but only for a "car-to-car" accident where the other party can be identified. Hitting a pole, a wall, or hit-and-run is not covered. Premiums are higher than for Type 3.
Type 3 car insurance is basic third-party coverage. It covers only the other party's car when you're at fault and does not cover your own car at all. It's the most affordable option and best suited for older cars.
See your best Type 3+ & Type 3 premium in just a few clicks—free and instant
TOYOTA VIOS
Type 3+
878THB/6Months
Total Premium 5,264 THB
TOYOTA COROLLA ALTIS
Type 3+
878THB/6Months
Total Premium 5,264 THB
ISUZU D-MAX
Type 3+
878THB/6Months
Total Premium 5,264 THB
FORD RANGER
Type 3
617THB/3Months
Total Premium 1,850 THB
SUZUKI SWIFT
Type 3
617THB/3Months
Total Premium 1,850 THB
Check
All models
Why buy Type 3+, 3 car insurance with Shield Insurance Broker?
We give you more than just coverage, we give you "peace of mind" from purchase to claim.
0% cash installment for up to 6 months
Affordable premiums with the option to pay in cash. No credit card required, and no lump sum payment!
Expert guidance whenever you need it
With over 5,000 specialists and 1,900 branches nationwide.
Claim while you're still paying
Start your coverage immediately, once you make your first installment.
Compare premiums from leading insurers in one place.
No more jumping between websites, we gather offers from top insurance companies so you can compare everything easily, right here.
24/7 emergency coordination
Problem arising? Call us 24/7. Remember one number 1501. We coordinate everything for you, never leaving you alone.
Roadside assistance from all partner insurers
Every insurer includes 24/7 roadside support for all types of emergencies.
Trusted repair network
Choose from a wide network of authorized service centers or quality partner garages, all with reliable standards.
Add-on coverage package
Enhance your protection with motor add-ons from any insurer and any coverage level.
Complete coverage for both you and your car
From collisions, theft, fire, and floods to protection for drivers, passengers, and third parties—you're fully covered for every journey.
Who Is Type 3+ & Type 3 Car Insurance
For?
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Who Is Type 3+ & Type 3 Car Insurance
For?
For older cars
Cars that are no longer high-value
Vehicle over 10-15 years old already
For budget-focused drivers
Want the lowest premium possible
Drive occasionally and want to save on coverage
For cars that are rarely used
Driven only when necessary
Low chance of accidents due to minimal usage
For backup or second cars
Already have a main car for daily use
Use this car only occasionally
Not worth paying for high-level coverage
Compare Car Insurance Types and Find Your Best Match
Discover the best value, and choose the coverage that truly matches your drive.
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Coverage
Collision coverage
Accidents with any object / single-vehicle accidents
Accidents involving a third party
People inside the vehicle
Medical expenses, disability, or death
Third-party liability
Liability for bodily injury and property damage
Own Car
Loss due to theft
Fire damage
Flood damage
Natural disasters
Other accidents
e.g. stone chips (Type 1 only) , overturning driving off the road (not from a vehicle collision)
(Types 1,2+,3+)e.g. stone chips
(Type 1 only),
vehicle overturning, falling off the road
(not involving vehicle-to-
vehicle collision) (Types
1, 2+, 3+)
0% cash installment option
Starting price (Baht)
Add-on Insurance
Additional compensation for travel, income, stolen car damage
Best value
10 months
7,500 **
*
*
*
6 months
5,470
6 months
3,700
*
*
*
6 months
5,264
3 months
1,850
* Only for plans with that specific coverage
** The starting price is for plans with a deductible, except in vehicle-to-vehicle accidents where the other party can be identified.
Buy more!Motor add-on insuranceBuy more! Motor add-on insurance
Travel allowance
Income compensation
Theft compensation
Step up your peace of mind with Motor add-on
insurance that helps more. When unexpected
events happen, rest assured life won't stumble.
Condition: Available only when purchased with a voluntary car insurance policy.
Starting Premium600 THB/year
Starting Premium 600 THB/year
Get car insurance with us3 easy steps
Share your details
Drop your name and phone number.
1
Get a call and choose your plan
Our team will call you back to help you pick the plan that fits you best.
2
Pay and get instant coverage
Pay your first installment and get covered right away, or choose when your coverage starts.
3
Insurance matters... All in One App
Renew in a tap
Easy renewal at your fingertips.
Check your policy anytime
Check your policy anytime, anywhere.
Forgot to buy CTP?
Buy on app for continuous coverage.
Pay your premium easily
Payments anywhere, no branch visit needed.
Download "Tidjai" your trusted companion for money matters you'll want to keep close.
Contact Call Center 1501 press 2 or Facebook 24/7.
Type 1 Covers third-party repair when at fault, own car repair including no-fault, plus theft and fire.
Type 2+ Third-party when at fault; own car repair for car-to-car only*; theft and fire.
Type 2 Third-party only when at fault; theft and fire.
Type 3+ Third-party when at fault; own car for car-to-car only*.
Type 3 Third-party only when at fault.
* Car-to-car means vehicles powered by fuel/gas/oil/electricity. Bicycles (non-electric) are not covered.
If you buy with Shield Insurance Broker you will receive a policy copy within 30 working days. Contact Call Center 1501 or Facebook Shield Insurance Broker 24/7.
We support you from purchase to claim.
Licensed staff give accurate advice
Wide choice of leading insurers
Cash installment 0% up to 10 months, no credit card needed
After notifying the insurer and filing a police report, claims follow your policy.
Type 1: Your car is covered whether or not the other party is identified.
Type 2+: Covered for car-to-car if you can provide the other vehicle’s registration number.
Type 3+: Same as Type 2+.
Type 3: Only third-party damage; you pay for your own repair. Emergency assistance is available.
For claim help, call 1501 press 1 or Facebook Shield Insurance Broker 24/7.
Payment channels
Ngern Tid Loh branches nationwide
QR Code
Counter service
Lotus stores
Branch, ATM, or online via Internet Banking (7 banks) and Mobile Banking (12 banks)
Tidloh app
Excess is the compulsory first loss (e.g. 1,000 Baht) you pay in certain cases (e.g. non-collision or when the other party cannot be identified), even for Type 1.
Deductible is the first loss you pay when you want to repair your own car (e.g. when at fault or when the other party is unknown), as stated in the policy.
Policy – Contract issued by the insurer showing coverage and conditions.
Sum insured – Maximum amount the insurer will pay for loss.
Insurer – The insurance company.
Insured – The policyholder who pays premium and can claim.
Beneficiary – Person entitled to receive claim payment.
Premium – Amount you pay for coverage; non-payment can lead to claim denial.
Claim amount – Amount paid for covered loss.
Authorized repair – Repair at brand service center or approved workshops.
On-site claim – Claim at scene with insurer inspection (with or without third party).
Late claim – Claim reported after the incident (e.g. within 2–3 days).
Excess/Deductible – First amount you pay as stated in the policy.
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Terms and Conditions
Terms of Service Agreement
Terms and conditions of service
When purchasing car insurance only (cash installments, no credit card required)
Type 1: Eligible for 0% cash installments for up to 10 months
Type 2+, 2, and 3+: Eligible for 0% cash installments for up to 6 months
Type 3: Eligible for 0% cash installments for up to 3 months
When purchasing car insurance together with personal accident insurance from Bangkok Insurance Public Company Limited
Type 1: Eligible for 0% cash installments for up to 10 months
Type 2+, 2, and 3+: Eligible for 0% cash installments for up to 8 months
Type 3: Eligible for 0% cash installments for up to 6 months
Credit Card Installment Option
For any insurance product, premiums can be paid via Krungsri credit card with 0% installments for up to 3 months, applicable to policies with a starting premium of 3,000 THB per policy, subject to the credit card issuer's terms and conditions.
Premium rates vary depending on the vehicle's brand, model, age, and sum insured, as determined by each insurer
Type 1 car insurance covers vehicle damage caused by floods and natural disasters, subject to the insurer's terms and conditions
Coverage is subject to each insurer's terms and conditions. Buyers should carefully review the coverage details and policy conditions before making any decision
