Fire Insurance for Home, Condo & Business

Starting from just 3 THB/dayStarting from just 3 THB/dayStarting from only
3 THB/day

Comprehensive protection for people, property, and belongingsCovers people,
home, and belongingsCovers people,
home, and belongings

Compensation based on actual damageCompensation based on actual damageActual damage
compensation

0% cash installments for up to 6 months0% cash installments for up to 6 months0% cash installments
for up to 6 months

Fire Insurance Plans

Affordable premiums for worry-free living

For Residential

MSIG Insurance

Covers People, Home, and Furniture

Fire, lightning, explosion coverage up to 5M baht/year

Covers floods

Burglary and glass damage

Starting at999baht/year

View details

Have a branch contact you

For Business

MSIG Insurance

Comprehensive protection for businesses of all types

Fire, lightning, explosion coverage up to 3M baht/year

Covers floods

Income compensation if business halts from covered peril

Starting at1,500baht/year

View details

Have a branch contact you

Why ChooseFire Insurance
with Shield Insurance Broker?

Renting? You can still get covered — no need to own the home.

Coverage up to 5 million THB,starting from just 3 THB/day

Ideal for houses, townhomes and condos

Renting? You're coveredtoo

Comes with rental cost protection, perfect for tenants. Reduces expenses during home repair.

Protection for residents and third parties

Covers life, permanent disability, and third-party liability if an incident affects residents or others.

Easy claims with full support

We coordinate for you. Call 1501 24/7. We have a team guiding you through every step of your claim.

0% cash installments for 6 months

Various plans available. 0% cash installments for 6 months. Fit the coverage to your property and budget.

Comprehensive risk coverage

Covered against fire, floods, earthquakes, gas explosions, burglary, and damage to household belongings

Coverage of
Fire Insurance Plans

Affordable premiums for worry-free living

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Coverage

Fire, lightning, gas explosion, and water leakage

Natural Disasters

e.g., windstorm, flood, earthquake, volcanic eruption, hail

Glass Breakage

e.g., glass attached to building

Third-party Liability

e.g., injury/property damage to others

Personal Accident for Owner/Insured

Damage to Building Structure

Indoor Assets/Building Content

e.g., furniture, clothes, appliances, machinery, stock

Burglary

e.g., signs of forced entry/robbery

Other Expenses

e.g., debris removal, firefighting costs, damage assessment

Temporary Accommodation Costs

Business Continuity

e.g., loss of income/business interruption

For Residential

Age 1-70

Personal belongings/Furniture

For Business

Stock/Machinery/Furniture

Why IsFire InsuranceEssential?

Fire risks are closer than you think

Small issues like worn-out electrical plugs, faulty appliances, or even everyday cooking can quickly escalate into serious damage

Natural disasters and unforeseen events

Incidents such as lightning strikes or electrical short circuits can happen anytime and cause severe losses

Protect your business from disruption

A fire can force operations to stop immediately, cutting off income while expenses continue. Fire insurance helps absorb this financial risk

High value at a low cost

Fire insurance premiums are highly cost-effective, averaging only
(averaging just
compared to the total value of
the insured property

Alarming Fire Statistics for Homes and Businesses

With an average of over 2,100 incidents per year... disasters can strike unexpectedly at any time.

1 fire occurs

every4hours

Did you know? Even while you're
sleeping... a fire might have happened twice

Concerned about protectingwhat you've built
?

One single incident can cost you
hundreds of thousands or even millions
losses that
can never truly be replaced.

FAQ

Home Fire Insurance (for Homes & Condos)

Eligible properties include: Type 1 buildings (fully reinforced concrete structures) and Type 2 half-concrete half-wood structures.

SME Fire Insurance (for SME)

Insurance matters...
All in One App

Renew in a tap
Easy renewal at your fingertips.
Check your policy anytime
Check your policy anytime, anywhere.
Forgot to buy CTP?
Buy on app for continuous coverage.
Pay your premium easily
Payments anywhere, no branch visit needed.

Download "Tidjai" your trusted companion for money matters you'll want to keep close.

See how to use the app

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Terms & Conditions

Terms and conditions of service

MSIG Insurance

Disclaimer

The minimum sum insured is 500,000 THB, with a maximum coverage limit of 30,000,000 THB.
This insurance plan covers residential houses and condominium units.
The insurer reserves the right not to provide coverage for buildings constructed entirely of wood.

Important Exclusions

1. The following properties are not covered:
- Bullion, jewelry, gold bars, gold ornaments, and gemstones
- Antiques or works of art with a total value exceeding 10,000 THB
- Original or copied documents, blueprints, plans, maps, paintings, designs, patterns, molds, or templates
- Securities, collateral documents, important papers, postage stamps, tax stamps, currency, banknotes, cheques, or business documents
- Explosives
- Electrical appliances and electrical equipment, including circuit boards, electronic devices, wiring, or light bulbs, where damage results from overloading, electrical short circuits, sparks, internal burning of wiring, electrical leakage, natural wear and tear, or damage limited to the specific device
- Mobile phones, laptops, portable electronic devices, communication devices of all kinds, cameras, video equipment, and data storage media
- Vehicles of all types, whether land, water, or air vehicles
- Trees, landscaping, and lawns
War, civil unrest exclusion
3. Acts of terrorism, which include any act or series of acts involving the use of force or violence, or threats thereof, by any person or group, acting alone or on behalf of, or in connection with, any organization or government, committed in order to:
- (a) pursue political, religious, ideological, or similar objectives; or
- (b) intimidate or instill fear in the public, or any section of the public

Coverage of
Fire Insurance Plans

Affordable premiums for worry-free living

Scroll for more

Coverage

Fire, lightning, gas explosion, and water leakage

Natural Disasters

e.g., windstorm, flood, earthquake, volcanic eruption, hail

Glass Breakage

e.g., glass attached to building

Third-party Liability

e.g., injury/property damage to others

Personal Accident for Owner/Insured

Damage to Building Structure

Indoor Assets/Building Content

e.g., furniture, clothes, appliances, machinery, stock

Burglary

e.g., signs of forced entry/robbery

Other Expenses

e.g., debris removal, firefighting costs, damage assessment

Temporary Accommodation Costs

Business Continuity

e.g., loss of income/business interruption

For Residential

Age 1-70

Personal belongings/Furniture

For Business

Stock/Machinery/Furniture

Fire Insurance for Home, Condo & Business

Fire Insurance Plans

Coverage of
Fire Insurance Plans

Why IsFire InsuranceEssential?

Concerned about protectingwhat you've built
?

FAQ

1. What types of homes are eligible for Home Fire Insurance?

2. How many Home Fire Insurance policies can be purchased per property?

3. Which insurance company insure Home Fire Insurance coverage?

1. What is SME Fire Insurance?

2. What does SME Fire Insurance cover?

3. What types of businesses are eligible for SME Fire Insurance?

4. Which insurance company insure SME Fire Insurance coverage?

Coverage of
Fire Insurance Plans

Why IsFire InsuranceEssential?

Concerned about protectingwhat you've built
?

FAQ

1. What types of homes are eligible for Home Fire Insurance?

2. How many Home Fire Insurance policies can be purchased per property?

3. Which insurance company insure Home Fire Insurance coverage?

1. What is SME Fire Insurance?

2. What does SME Fire Insurance cover?

3. What types of businesses are eligible for SME Fire Insurance?

4. Which insurance company insure SME Fire Insurance coverage?

Fire Insurance for Home, Condo & Business

Fire Insurance Plans

Coverage ofFire Insurance Plans

Why IsFire InsuranceEssential?

Concerned about protectingwhat you've built?

FAQ

1. What types of homes are eligible for Home Fire Insurance?

2. How many Home Fire Insurance policies can be purchased per property?

3. Which insurance company insure Home Fire Insurance coverage?

1. What is SME Fire Insurance?

2. What does SME Fire Insurance cover?

Coverage ofFire Insurance Plans

Why IsFire InsuranceEssential?

Concerned about protectingwhat you've built?

FAQ

1. What types of homes are eligible for Home Fire Insurance?

2. How many Home Fire Insurance policies can be purchased per property?

3. Which insurance company insure Home Fire Insurance coverage?

1. What is SME Fire Insurance?

2. What does SME Fire Insurance cover?

Coverage of
Fire Insurance Plans

Concerned about protectingwhat you've built
?

Coverage of
Fire Insurance Plans

Concerned about protectingwhat you've built
?